Make room for the real costs
Start with a purchase price, a monthly budget or a rental estimate. Our tools help you understand what a property could cost before you commit.
Buying a home for R1 750 000
Illustration assumes a 10% deposit. Legal fees are estimates.
Estimate transfer duty based on SARS rates, plus legal fees, bond registration and the cash you will need upfront.
Calculate your buying costsWork out your monthly repayment, compare loan terms and see how your balance falls over time. Adjust the interest rate to match your bank offer.
Preview assumes R1 750 000, a 10% deposit, 10.75% and 20 years.
Work out your repaymentExplore a buying budget using your income, debts and deposit. This is a planning estimate; your bank will assess your full expenses and credit profile.
Open calculatorAnalyse South African buy-to-let investment performance by modelling gross rental yield %, net rental yield % after municipal rates, body corporate levies, maintenance, and vacancy allowance, plus monthly net cash flow after bond instalments.
Open calculatorSee how extra monthly payments, a once-off lump sum or an annual bonus could reduce your interest and repayment term.
Open calculatorEstimates for planning. Transfer duty is based on SARS rates. Prime is 10.75%, checked 10 November 2026; your bank’s offer may differ.
